Open Today! Sales: 9am-7pm Call us at: (601) 354-4900

Herrin-Gear INFINITI – Your Trusted INFINITI Auto Finance Center

Welcome to the Finance Center of Herrin-Gear INFINITI, a leading source for auto financing in Jackson, Mississippi. Our dealership provides a wide array of car financing solutions to meet the unique needs and preferences of all kinds of drivers. Regardless of your financial circumstances, you can count on our finance experts to help you find an auto loan with agreeable terms and a competitive rate.

How Auto Financing Works

Unless you have enough cash to buy a vehicle outright, you’ll most likely need auto financing. Auto financing refers to the act of borrowing money from a lender to purchase a vehicle. Typically, you have to make a down payment first and then take out a loan to cover the remainder of the car’s purchase price. To pay back the loan, you’re required to make monthly payments throughout the loan term, which includes installments and interest. Once you’ve successfully paid off your auto loan, you’ll become the legal owner of your vehicle.

Financing vs. Leasing a Vehicle

Aside from buying a vehicle with an auto loan, you also have the option of getting a car lease. Although it doesn’t lead to car ownership, leasing may be worth your consideration because it offers a number of great benefits. Let’s compare these two car financing options to determine which one is more suitable for you.

Benefits of Financing

The main benefit of choosing auto financing is that you’ll own your vehicle when you finish repaying your loan. Whether you decide to keep or sell the car, you’ll have an asset that’s worth a substantial amount of money.

Another appealing aspect of financing a vehicle is that you have the freedom to use it as much as you want and even modify it to your liking. If you lease a car, you have to stick to a mileage limit or face extra charges. Also, you’re required to return the car in the same condition as when you leased it, meaning you aren’t allowed to modify it.

Benefits of Leasing

Leasing offers you an easier way to get behind the wheel of a brand new vehicle. Compared to an auto loan, it typically comes with a considerably lower down payment and monthly payment. In addition, if you lease a vehicle for three years or less, you don’t have to worry about costly repairs as the car will most likely be under warranty throughout the lease term.

Another advantage of leasing a vehicle is that it allows you to drive a different model once every few years. This means you’ll have access to the most advanced automotive technologies, such as infotainment and driver-assistance features.

Why You Should Get Auto Financing From Herrin-Gear INFINITI

Although there are many other auto loan providers out there, many INFINITI buyers in the Jackson area prefer to finance their vehicle purchases through Herrin-Gear INFINITI. The following are a few good reasons why you should get a car loan from our dealership as well:

Flexible Financing Options

If you decide to get an auto loan from a bank or credit union, you probably have only one or two financing packages to choose from. Therefore, you have to be prepared to accept less-than-ideal loan terms. At Herrin-Gear INFINITI, we have an extensive lending network that allows us to provide you with plenty of financing options. Whether you need an extended loan term, a refinancing plan, or even a bad credit loan, we can find you a financing solution that fits you perfectly.

Easy Approval

Another problem with financing a vehicle through a traditional lender is that you have to meet stringent credit requirements to get your loan approved. If your credit rating is on the lower side, you shouldn’t be surprised if your application is rejected. In contrast, our dealership is able to help you secure a car loan even if you have a poor credit score or no credit history. This is because we know lenders who have more flexible lending requirements.

Quick and Hassle-Free Process

Getting auto financing yourself can be time-consuming and stressful. From finding the right lender to completing paperwork, you need to do many things to obtain the right car loan. Even if you get approved for a loan, you may have to wait days or weeks for the funds to show up in your bank account.

Financing through our dealership, however, is a breeze. Our finance experts will guide you through the process to ensure everything goes smoothly and do all the required paperwork on your behalf. Under normal circumstances, you should be able to get your loan application approved and drive away in your chosen vehicle in just a few hours.

Use Our Online Loan Application to Get Pre-Approved Today

Besides offering great auto financing solutions, Herrin-Gear INFINITI is also committed to making the loan application process as easy and convenient as possible. As such, we’ve created an online car loan application form that you can fill out in the comfort of your own home. Once you’ve submitted the form, our finance professionals will start shopping around to find the best financing deal for you. We’ll get back to you as soon as your loan is approved.

In addition, our dealership offers an array of online financial tools that can help you plan for your car purchase. If you have a vehicle to trade in, you can use our trade-in valuation tool to find out how much it’s worth. The appraised value can be applied to the purchase of your next car so that you can reduce the amount you need to borrow.

We also have a car payment calculator that provides an estimate of the amount you need to pay on your auto loan each month. By using this calculator, you’ll be able to choose a car that you can comfortably afford and prevent yourself from getting into a tight financial situation in the future.

At Herrin-Gear INFINITI, we go above and beyond to help you drive home your dream ride with maximum financial peace of mind. If you have any questions regarding auto financing, don’t hesitate to contact us.

Finance Info

Phone Numbers:Sales Hours:Special Hours
  • Christmas DayClosed
  • New Years DayClosed
Regular Hours
  • Mon - Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed

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Herrin-Gear INFINITI 32.300509, -90.1648828.